When considering financing options for land, equipment and other farm purchases, two common types of loans you may come across include term loans and operating loans – also known as an operating line of credit.
5 minute read
Loans and lines of credit are two different financing options borrowers can leverage to help manage working capital while maintaining adequate cash on hand.
4 minute read
Purchasing a piece of farmland is a big decision. Our Land Affordability Guide will walk you through different scenarios in our Cash Flow Case Study to help you understand calculating payments and evaluating your finance options before you buy.
2 Minute Read
Machinery is an expense with implications on taxes, labor and financing decisions. Use these strategies to measure the true costs associated with an equipment investment.
4 Minute Read
Accrual-based managerial accounting for agriculture offers financial insights for a deeper understanding of potential areas for growth.
3 Minute Read
Experienced farmers know the value of good advisors and partners can be measured in a producer’s bottom line. Experienced farmers share their best advice with young and beginning producers.
3 Minute Read
We teamed up with Farm Journal to ask experienced farmers to share their best advice with young and beginning producers. The result is Practical Wisdom – the sharing of knowledge from one generation to the next.
4 Minute Read
Explore the top ten ways you can help keep your operation and personal information safe online.
2 Minute Read
Farm loan affordability isn't just about the interest rate. Loan amortization payment schedules and alternative cash flow strategies should all be considered.
3 Minute Read
How do you find farmland to buy? This article highlights some of the resources at your disposal.
2 Minute Read
What’s needed to apply for a land loan? Whether you are buying or refinancing farmland, we’ve got you covered with this checklist.
2 Minute Read
If you’re considering borrowing money for a land purchase or refinancing an existing land loan, it’s a good idea to be familiar with the land loan process before applying for financing.
5 Minute Read
Do your research before you buy farmland. Our checklist can help you prepare with a list of key factors and questions to ask.
2 Minute Read
Is your farm in a good financial position to purchase land? Use these key calculations to find out.
3 Minute Read
Before you buy or refinance farmland, understand what closing costs and loan fees you can expect. Prepare with our guide to land loan closing costs.
2 Minute Read
What should you know before a land auction? Prepare with our land auction checklist outlining essential planning steps to be successful.
3 Minute Read
Farmland is a major investment demanding high upfront costs. Learn key factors related to repayment capacity and how to reduce your overall risk.
3 Minute Read
Review common strategies and key factors to consider when refinancing your land loan.
4 Minute Read
You’ve found farmland. But what happens next? Our step-by-step guide explains what to expect at each stage of a farmland purchase.
4 Minute Read
Access to working capital is essential to your farm’s viability. We examine how your down payment when buying farmland impacts cash flow.
Read Time: 5 minutes
Payment structures can have a big impact on your cost to own and cash flow. Understand your options before finalizing your land loan.
3 Minute Read
Buying farmland is no small decision. Answer these three questions when deciding how much land you can afford.
2 Minute Read
Before you buy or refinance farmland, understand what goes into determining land loan rates and how to improve your rate.
3 Minute Read
Expanding your farm? Learn how to compare costs of renting vs. buying farmland using a simple analysis with cash rent equivalent (CRE).
3 Minute Read
Ryan shares the ease and convenience of applying for financing after business hours.
