When considering financing options for land, equipment and other farm purchases, two common types of loans you may come across include term loans and operating loans – also known as an operating line of credit.
5 minute read
Loans and lines of credit are two different financing options borrowers can leverage to help manage working capital while maintaining adequate cash on hand.
4 minute read
Machinery is an expense with implications on taxes, labor and financing decisions. Use these strategies to measure the true costs associated with an equipment investment.
4 Minute Read
Accrual-based managerial accounting for agriculture offers financial insights for a deeper understanding of potential areas for growth.
3 Minute Read
Experienced farmers know the value of good advisors and partners can be measured in a producer’s bottom line. Experienced farmers share their best advice with young and beginning producers.
3 Minute Read
We teamed up with Farm Journal to ask experienced farmers to share their best advice with young and beginning producers. The result is Practical Wisdom – the sharing of knowledge from one generation to the next.
4 Minute Read
Explore the top ten ways you can help keep your operation and personal information safe online.
2 Minute Read
Farm loan affordability isn't just about the interest rate. Loan amortization payment schedules and alternative cash flow strategies should all be considered.
3 Minute Read
How do you find farmland to buy? This article highlights some of the resources at your disposal.
2 Minute Read
What’s needed to apply for a land loan? Whether you are buying or refinancing farmland, we’ve got you covered with this checklist.
2 Minute Read
If you’re considering borrowing money for a land purchase or refinancing an existing land loan, it’s a good idea to be familiar with the land loan process before applying for financing.
5 Minute Read
Do your research before you buy farmland. Our checklist can help you prepare with a list of key factors and questions to ask.
2 Minute Read
Is your farm in a good financial position to purchase land? Use these key calculations to find out.
3 Minute Read
Before you buy or refinance farmland, understand what closing costs and loan fees you can expect. Prepare with our guide to land loan closing costs.
2 Minute Read
What should you know before a land auction? Prepare with our land auction checklist outlining essential planning steps to be successful.
3 Minute Read
Farmland is a major investment demanding high upfront costs. Learn key factors related to repayment capacity and how to reduce your overall risk.
3 Minute Read
Review common strategies and key factors to consider when refinancing your land loan.
4 Minute Read
You’ve found farmland. But what happens next? Our step-by-step guide explains what to expect at each stage of a farmland purchase.
4 Minute Read
Access to working capital is essential to your farm’s viability. We examine how your down payment when buying farmland impacts cash flow.
Read Time: 5 minutes
Payment structures can have a big impact on your cost to own and cash flow. Understand your options before finalizing your land loan.
3 Minute Read
Buying farmland is no small decision. Answer these three questions when deciding how much land you can afford.
2 Minute Read
Before you buy or refinance farmland, understand what goes into determining land loan rates and how to improve your rate.
3 Minute Read
Expanding your farm? Learn how to compare costs of renting vs. buying farmland using a simple analysis with cash rent equivalent (CRE).
3 Minute Read
Ryan shares the ease and convenience of applying for financing after business hours.
