
Farm Operating Loans Explained
Loans and lines of credit are two different financing options borrowers can leverage to help manage working capital while maintaining adequate cash on hand.
4 minute readFarmLend allows you to apply online for a land loan through participating Farm Credit associations across the U.S. We offer a secure, simple online process so you can move quickly on a land sale, or easily start a refinance. Apply when it is convenient for you and receive a response in three business hours.
Land loans are still closed and serviced by your local participating Farm Credit association.
Using FarmLend, you can apply online for a land loan through participating Farm Credit associations for all types of land used for agricultural purposes.
For recreational land or rural home lots, you can apply for a land loan directly through your local Farm Credit association. Use the Farm Credit Locator to connect with your local association.
Get competitive fixed, variable and adjustable-rate loans. If your financial needs change, you can convert a variable-rate loan to a fixed-rate loan. Fees may apply. To find out more about interest rates for your land purchase, complete our Interest Rate Form and you will receive a response in three business hours.
FarmLend has no application fee and loan fees from participating Farm Credit associations are typically minimal compared to other lenders.
Fees associated with real estate often include title work, appraisal, abstracts, filing/recording, flood determination and others. Fees are the responsibility of the buyer unless otherwise outlined or negotiated.
Our loan payment calculator is a great tool to help you understand how much you’ll be paying for the land. You can calculate payments based on the principal amount, interest rate and term of the loan. Factor in your local real estate tax rates and you’ll have a realistic idea of the cost of owning the land.
A great way to figure out if you can service the debt associated with a land purchase is to run some scenarios using our affordability calculator. Quickly try different combinations of loan terms, commodity types, yields, prices and down payments to find out if a land purchase is feasible for your operation.
If you are want to estimate your profitability or potential return on an investment property, Our Capitalization Rate Calculator can help you estimate your capitalization rate based on purchase price, cash rent , and property tax.
FarmLend is currently available for agricultural land loans through AgCountry Farm Credit Services, American AgCredit, Carolina Farm Credit, Farm Credit East, Farm Credit Mid-America, Farm Credit Services of America, Farm Credit of Southern Colorado, Farm Credit of Western Arkansas, and Frontier Farm Credit.
FarmLend was developed by Farm Credit Services of America to offer a convenient online application for land loans through participating Farm Credit associations.
FCSAmerica is part of the Farm Credit System, a network of mission-driven, customer-owned financial cooperatives that have been serving agriculture for more than 100 years.
FarmLend offers a simple, secure online process for land loans from participating Farm Credit associations. Apply when it is convenient for you and receive a response within three business hours.
FarmLend can help save time, add convenience and simplify the financing process.
FarmLend allows farmers, ranchers and land investors to apply online for a land loan from participating Farm Credit associations across the U.S.
FarmLend provides one more financing channel to meet the needs of today’s agriculture. As agriculture continues to change at the speed of technology, FarmLend is financing at the speed of agriculture.
Loans and lines of credit are two different financing options borrowers can leverage to help manage working capital while maintaining adequate cash on hand.
4 minute readJust as every property is different, so are the ways farmland can be effectively sold at auction. When landowners elect to sell their real estate, they must decide which auction methods will be used to conduct the sale.
3 minute readWhether you’re looking to purchase ag real estate at an auction online or in person, understanding the best practices for preparation, bidding, and closing on that land can make a huge difference in your success.
4 minute read