Crop Insurance Explained
Crop insurance is an important risk management tool that protects farmers and ranchers against unexpected yield or revenue losses due to changing weather or market conditions.
6 Minute ReadWhy Refinance Your Land Loan?
Lower Payments
Find a payment that works for your operation’s cash flow.
How can you get a lower payment?
Long-term fixed-rate loans can help reduce your current payment and protect your working capital.
Get Cash Out
Refinance to grow your operation, pay off other debt or use equity as working capital.
How does a cash out refinance work?
Refinance to use the equity you already have in the land, giving you options to pay off other debt, cover unexpected costs or help your cash flow. The amount of equity you are able to cash out varies by lender and borrower circumstances.
Save Money
Reduce your interest rate or change the term of your loan to reduce total interest paid.
How can you save money on a new land loan?
Get competitive rates including fixed, variable, adjustable and interim-fixed rates that could be a better option than your current loan.
Lower Payments
Find a payment that works for your operation’s cash flow.
Get Cash Out
Refinance to grow your operation, pay off other debt or use equity as working capital.
Save Money
Reduce your interest rate or change the term of your loan to reduce total interest paid.
Loan Payment Calculator
This is an estimate of loan payments. The actual payment amounts may vary depending on the interest rate, closing date and other factors.
Start your financing with FarmLend
Competitive Rates
Get fixed rates for the life of a land loan or variable and adjustable rates.
Ag-friendly Terms
Flexible terms, including long-term options on farm mortgage loans.
Flexible Payment Options
Choose monthly, quarterly, semiannual or annual payments to meet your cash flow needs.
Customer-Owned
As a cooperative, earnings are either returned to customer-owners through a patronage program or retained as capital to weather economic cycles.
What Our Customers Say
Create a legacy
Brian refinanced vacant agricultural land and started to build a legacy.
Building relationships
Mitch built a relationship with a local office that will help him plan for the future and grow his operation.
Financing on my terms and my time
Ryan shares the ease and convenience of applying for financing after business hours.
Doing things on your terms
Crystal discusses how applying online gave her time to prepare and move at her own pace.
Learning Center
Agriculture Term Loans Explained
When considering financing options for land, equipment and other farm purchases, two common types of loans you may come across include term loans and operating loans – also known as an operating line of credit.
5 minute read
Farm Operating Loans Explained
Loans and lines of credit are two different financing options borrowers can leverage to help manage working capital while maintaining adequate cash on hand.
4 minute readGet started with your land loan today.
Get started online and get a response in three business hours.