REFINANCING FARMLAND HAS NEVER BEEN EASIER.

Refinance your land loan when it’s convenient for you with our simple online application.
Questions? Call 844-888-0858

Why Refinance Your Land Loan?

Lower Payments

Find a payment that works for your operation’s cash flow.

How can you get a lower payment?

Long-term fixed-rate loans can help reduce your current payment and protect your working capital.
Current Loan

Principal
Interest Rate
Loan Term

Annual Payment
New Loan

Principal
$500,000
Interest Rate
6.75%
New Loan Term
30 Years

New Annual Payment
$39,662.62

Lowers payment by $6,962.22 annually.

Get Cash Out

Refinance to grow your operation, pay off other debt or use equity as working capital.

How does a cash out refinance work?

Refinance to use the equity you already have in the land, giving you options to pay off other debt, cover unexpected costs or help your cash flow. The amount of equity you are able to cash out varies by lender and borrower circumstances.
Leverage Equity

Save Money

Reduce your interest rate or change the term of your loan to reduce total interest paid.

How can you save money on a new land loan?

Get competitive rates including fixed, variable, adjustable and interim-fixed rates that could be a better option than your current loan.
Current Loan

Principal
Interest Rate
Loan Term

Annual Payment
New Loan

Principal
$500,000
New Interest Rate
6.25%
Loan Term
30 Years

Annual Payment
$31,039

Lowers payment by $2,019.55 annually, saves $60,586.50 over the life of the loan.

Lower Payments

Find a payment that works for your operation’s cash flow.

Get Cash Out

Refinance to grow your operation, pay off other debt or use equity as working capital.

Save Money

Reduce your interest rate or change the term of your loan to reduce total interest paid.

How can you get a lower payment?

Long-term fixed-rate loans can help reduce your current payment and protect your working capital.
Current Loan

Principal
Interest Rate
Loan Term

Annual Payment
New Loan

Principal
$500,000
Interest Rate
6.75%
New Loan Term
30 Years

New Annual Payment
$39,662.62

Lowers payment by $6,962.22 annually.

How does a cash out refinance work?

Refinance to use the equity you already have in the land, giving you options to pay off other debt, cover unexpected costs or help your cash flow. The amount of equity you are able to cash out varies by lender and borrower circumstances.

How can you save money on a new land loan?

Get competitive rates including fixed, variable, adjustable and interim-fixed rates that could be a better option than your current loan.
Current Loan

Principal
Interest Rate
Loan Term

Annual Payment
New Loan

Principal
$500,000
New Interest Rate
6.25%
Loan Term
30 Years

Annual Payment
$31,039

Lowers payment by $2,019.55 annually, saves $60,586.50 over the life of the loan.

Connect with Local Experts

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FarmLend offers an online process to get started with a land loan from participating Farm Credit associations. Connect with a local ag financing expert.

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This is an estimate of loan payments. The actual payment amounts may vary depending on the interest rate, closing date and other factors.

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Competitive Rates

Get fixed rates for the life of a land loan or variable and adjustable rates.

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Ag-friendly Terms

Flexible terms, including long-term options on farm mortgage loans.

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Flexible Payment Options

Choose monthly, quarterly, semiannual or annual payments to meet your cash flow needs.

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