REFINANCING FARMLAND HAS NEVER BEEN EASIER.

Refinance your land loan when it’s convenient for you with our simple online application.
Questions? Call 844-888-0858

Why Refinance Your Land Loan?

Lower Payments

Find a payment that works for your operation’s cash flow.

How can you get a lower payment?

Long-term fixed-rate loans can help reduce your current payment and protect your working capital.
Current Loan

Principal
Interest Rate
Loan Term

Annual Payment
New Loan

Principal
$500,000
Interest Rate
5.0%
New Loan Term
30 Years

New Annual Payment
$32,804
Lowers your payment by $7,574 annually.

Get Cash Out

Refinance to grow your operation, pay off other debt or use equity as working capital.

How does a cash out refinance work?

Refinance to use the equity you already have in the land, giving you options to pay off other debt, cover unexpected costs or help your cash flow. The amount of equity you are able to cash out varies by lender and borrower circumstances.
Leverage Equity

Save Money

Reduce your interest rate or change the term of your loan to reduce total interest paid.

How can you save money on a new land loan?

Get competitive rates including fixed, variable, adjustable and interim-fixed rates that could be a better option than your current loan.
Current Loan

Principal
Interest Rate
Loan Term

Annual Payment
New Loan

Principal
$500,000
New Interest Rate
4.5%
Loan Term
30 Years

Annual Payment
$31,039
Savings of $56,559 over the life of the loan.

Lower Payments

Find a payment that works for your operation’s cash flow.

Get Cash Out

Refinance to grow your operation, pay off other debt or use equity as working capital.

Save Money

Reduce your interest rate or change the term of your loan to reduce total interest paid.

How can you get a lower payment?

Long-term fixed-rate loans can help reduce your current payment and protect your working capital.
Current Loan

Principal
Interest Rate
Loan Term

Annual Payment
New Loan

Principal
$500,000
Interest Rate
5.0%
New Loan Term
30 Years

New Annual Payment
$32,804
Lowers your payment by $7,574 annually.

How does a cash out refinance work?

Refinance to use the equity you already have in the land, giving you options to pay off other debt, cover unexpected costs or help your cash flow. The amount of equity you are able to cash out varies by lender and borrower circumstances.

How can you save money on a new land loan?

Get competitive rates including fixed, variable, adjustable and interim-fixed rates that could be a better option than your current loan.
Current Loan

Principal
Interest Rate
Loan Term

Annual Payment
New Loan

Principal
$500,000
New Interest Rate
4.5%
Loan Term
30 Years

Annual Payment
$31,039
Savings of $56,559 over the life of the loan.

Loan Payment Calculator

This is an estimate of loan payments. The actual payment amounts may vary depending on the interest rate, closing date and other factors.

Land Loan Rates and Terms That Fit Your Cash Flow.

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Competitive Rates

Get fixed rates for the life of a land loan or interim-fixed, variable or adjustable rates, including rate conversions.

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Ag-friendly Terms

Unusually flexible terms, including long-term options on farm mortgage loans.

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Flexible Payment Options

Choose monthly, quarterly, semiannual or annual payments to meet your cash flow needs.

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Customer-Owned

As a cooperative, earnings are either returned to customer-owners through a patronage program or retained as capital to weather economic cycles.

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Get started with your land loan today.

Apply online and get a response in three business hours.