Get the Equipment You Need

Equipment financing for dealership, auction and private party purchases.

What would you like to do?

Equipment Financing on Your Terms

FarmLend can help you buy, lease or refinance equipment with attractive rates and farmer-friendly financing terms.

  • Attractive Rates

    Competitive rates that make us the best choice for financing your equipment needs

  • Flexible Terms

    We offer plenty of options that ensure you find the terms that work best for your operation and income stream

  • New & Used Equipment

    Get competitive rates and ag-friendly terms for new and used equipment

Calculate Your Next Equipment Purchase

Estimate your annual, semiannual, quarterly or monthly payment with our current interest rates.



Interest Rate:*
Estimated Payment:
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The actual loan payment amounts may vary depending on the interest rate, closing date and other factors.

Get started on a loan today and receive a credit decision within just a few hours.

Options for Each Type of Financing

We offer options to buy, lease, and refinance equipment purchased at dealers, auctions and through private parties.

Private Party

FarmLend offers highly competitive finance and lease options on farm equipment sold through private transactions (such as farmer-to-farmer equipment sales). Along with attractive rates, we offer ag-friendly terms that match the income stream of farmers and ranchers.

View requirements

The following information is required to complete the application process:

  • Copy of driver's license for all individual buyers
  • Bill of sale (transferring ownership from seller to buyer, sale price and full asset description — i.e., year, make, model, full serial number)
  • Funding instructions (i.e., name and address of who should be funded, subject to other requirements)
  • Seller name and address
  • Creditor information if applicable

FarmLend will complete a lien search on both the buyer(s) and seller(s) to ensure that FarmLend will be in the first lien position on this particular equipment.

Prior to the generation of documents:

  • A subordination will need to be signed by any lenders that hold a blanket lien on the buyer
  • A UCC-3 will be prepared and by the signed by creditor if a blanket lien on the seller is located
  • If an asset-specific lien is identified, funding will be issued to the creditor and seller

Prior to release of funds:

  • All original signed loan documents returned to FarmLend
  • Applicable lien releases signed and returned to FarmLend

Additional information may be needed prior to funding, subject to each individual transaction

Here’s How to Apply - It’s Fast and Simple

  1. Apply Online

    Apply 24/7 and get competitive rates and ag-friendly terms for new and used  equipment.

  2. Receive a Credit Decision

    For most applications, credit decisions are returned within seconds. Our goal is to process applications in three business hours.

  3. Funds are Disbursed

    Funds are issued to the dealership, auction company or seller.

Finance Your Next Piece of Equipment With Us

Complete our quick application and receive a credit decision within just a few hours.

Frequently Asked Questions

Do you have other financing needs?

Get started on an Operating Line of Credit or Real Estate Loan today!

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Connect with Local Experts

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FarmLend offers an online process to get started with a land loan from participating Farm Credit associations. Connect with a local ag financing expert.

*The rates on this page are effective June 1 - 30, 2024, and are subject to change without notice. Rates and terms for individual customers are subject to credit approval. All rates, fees, and terms for each transaction will be set forth in the final documents signed by the customer. Those with variable-term loans may see rates and payments change from time to time. Fees may also apply. Leasing provided by Farm Credit Leasing Services Corporation. Loans provided by participating association of the nationwide Farm Credit System.