Operating Line of Credit

Do more with your line of credit

Flexibility and convenience when you need it.

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A Flexible Line of Credit from Farm Credit That Works for You

Draw funds directly without transfers or added days of interest.

Interest is charged only on the exact amount you use, when you use it.

Payments and third-party checks can apply directly to your operating line of credit.

Saving you added days of interest. Remote deposit makes it even faster.

Getting a Line of Credit Is Simple and Easy

Get started online and connect with a local Farm Credit officer.

Get Started Online

Answer a few simple questions online and expect a quick response.
Connect with an Expert

Our local operating line of credit officers have the expertise to help.
Receive an Answer

Our operating line of credit officers will reach out to explain the benefits.
Manage Your Account

Our officers and specialists will work with you to explain how to manage your account.

Your New Line of Credit Starts Here.

Answer a few questions to get started and see what we can offer you – no commitment necessary.

A Line of Credit for the Business of Agriculture

Disbursement Card Benefits

The ultimate in flexibility and access to your operating line of credit, a disbursement card can help you capture additional savings on your line of credit.

Frequently Asked Questions

Does an operating line of credit affect cash flow?

Oct 19, 2022, 10:15 AM

Question : Does an operating line of credit affect cash flow?

Debt service is a major source of cash outflow for many farm businesses. Whether you are weighing a farmland loan, an equipment loan, or a line of credit (operating loan), your lender will want to know how the additional debt impacts your cash flow. And while the right debt structure is important to managing your cash flow budget, it isn’t the only factor.

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