A Flexible Line of Credit from Farm Credit That Works for You
Draw funds directly without transfers or added days of interest.
Interest is charged only on the exact amount you use, when you use it.
Payments and third-party checks can apply directly to your operating line of
Saving you added days of interest. Remote deposit makes it even faster.
Getting a Line of Credit Is Simple and Easy
Get started online and connect with a local Farm Credit officer.
Get Started Online
Answer a few simple questions online and expect a quick response.
Connect with an Ag Financing Expert
Our local operating line of credit officers have the expertise to help.
Receive an Answer
Our operating line of credit officers will reach out to explain the benefits.
Manage Your Account
Our officers and specialists will work with you to explain how to manage your account.
Frequently Asked Questions
Debt service is a major source of cash outflow for many farm businesses. Whether you are weighing a farmland loan, an equipment loan, or a line of credit (operating loan),
your lender will want to know how the additional debt impacts your cash flow. And while the right debt structure is important to managing your cash flow budget,
it isn’t the only factor.
A farm operating line of credit is a revolving line of credit that is used to fund yearly operating expenses of your farm or ranch.
When considering financing options for land, equipment and other farm purchases, two common types of loans you may come across include term loans and operating loans – also known as an operating line of credit.