Agricultural Operating Line of Credit

Do more with your line of credit

Flexibility and convenience for your ag operation.

A Flexible Line of Credit from Farm Credit That Works for You

Draw funds directly without transfers or added days of interest.

Interest is charged only on the exact amount you use, when you use it.

Payments and third-party checks can apply directly to your operating line of credit.

Saving you added days of interest. Remote deposit makes it even faster.

Getting a Line of Credit Is Simple and Easy

Get started online and connect with a local Farm Credit officer.

  1. Get Started Online

    Answer a few simple questions online and expect a quick response.

  2. Connect with an Ag Financing Expert

    Our local operating line of credit officers have the expertise to help.

  3. Receive an Answer

    Our operating line of credit officers will reach out to explain the benefits.

  4. Manage Your Account

    Our officers and specialists will work with you to explain how to manage your account.

Frequently Asked Questions

Learning Center

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Agriculture Term Loans Explained

When considering financing options for land, equipment and other farm purchases, two common types of loans you may come across include term loans and operating loans – also known as an operating line of credit.

5 minute read
Two men shaking hands in an orchard

Farm Operating Loans Explained

Loans and lines of credit are two different financing options borrowers can leverage to help manage working capital while maintaining adequate cash on hand.

4 minute read

Connect with Local Experts

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FarmLend offers an online process to get started with a land loan from participating Farm Credit associations. Connect with a local ag financing expert.